Find out all the information about international health insurance for expats in Poland by reading this article!
Health insurance is one of the most important elements that you need to consider before visiting any country. If you are going to reside in the target country for a while, it is much more important than ever. In this article, we are going to discuss health insurance in Poland for foreigners.
Whether you are going to study or work in Poland, you need health insurance that covers the full duration of your stay. As this is a requirement for visa application, it is very beneficial for individuals. After all, you would not want to be charged thousands of dollars in case you will be injured or become ill.
Thanks to these health insurances, you can receive the same treatment under the same circumstances as the Polish residents. However, since the health policies of countries differ, you may not be able to receive the treatment as you receive it in your own country.
Depending on the treatment, you may be charged a percentage fee as a part of the cost of patient contribution for your treatment. Of course, this also depends on the health insurance you are going to get. There are various health insurances with varying premium costs.
One thing you need to know about healthcare services in Poland is they depend on your citizenship.
How Is Healthcare in Poland?
The Polish government adopts the general health insurance system. This means that most of the treatments that residents receive are free or they have to pay a small fee. Their insurances are paid by their employers, or they can voluntarily insure themselves.
It will be worth noting that the public healthcare in Poland is well equipped and considered being one of the best in Europe. All the healthcare workers are well-trained, and all systems are supervised by the Ministry of Health and National Health Fund.
Foreigners can benefit from the healthcare services just like the citizens of Poland. However, depending on your citizenship, there are minor differences that you need to know. In general, this is divided into three groups as EU nationals, non-EU nationals, and private healthcare.
Healthcare Services for EU Nationals in Poland
People who are nationals of any European Country and holding an E-111 form or European Health Insurance Card can receive free healthcare services. This covers all healthcare services that Polish people can benefit from, including ambulance transport.
All kinds of emergency treatments are also completely free. In case you will be asked to pay upfront, you need to state that you are an EU citizen. If the staff insists you pay, make sure that you receive a receipt for your payment.
If you are a British citizen, you can enjoy free healthcare services in Poland too. Two countries have a bilateral agreement but keep in mind that this agreement does not cover all services. Thus, it is advisable to buy health insurance before your visit.
Healthcare Services for Non-EU Nationals in Poland
As a non-EU citizen, you have to insure yourself with health insurance before your visit. This is a visa requirement, and your visa will be rejected if your health insurance will not cover your intended stay.
For some reason, you may need to stay in Poland more than you planned. In these times, you can apply for any Polish health insurance provider to renew your insurance. Moreover, most of the providers offer their services online.
Private Healthcare in Poland
Even Polish people use a combination of public and private healthcare services. Just like in all countries, having private healthcare insurance will be quite beneficial in Poland too. Public healthcare does not cover every treatment and service.
In such cases, you can benefit from private healthcare and cut your costs. It also allows you to receive quick and free healthcare services in private hospitals. Of course, it is a bit costly, but if you can afford it, we recommend having private healthcare too.