Health Insurance for Expats in Portugal

If you’re considering about going to Portugal in the near future, you’ll definitely need a health insurance.

Portugal is one of the popular tourist destinations in the world. This beautiful country attracts attention with its beautiful ocean shores, hospitable locals, and delicious cuisine. If you are going to visit Portugal soon, then besides a visa, you are going to need health insurance.

Since Portugal is located within the Schengen area, you need to apply for a Schengen visa to visit the country. As one of the requirements of a Schengen visa, you need valid health insurance, which is also known as visa insurance or travel insurance.

This insurance must cover the duration of your stay. However, in case you are going to extend your visa while you are in Portugal, you can still renew your insurance.

How to Renew Your Health Insurance for Expats in Portugal?

You should have no worries about the expiration of your health insurance for expats. These insurances are one of the commonly preferred insurance types that can be received from any insurance company.

In fact, the process is so simple that you can even renew or get a new one online. All you need to do is visit the official website of any insurance provider in Portugal. If you do not want to deal with online operations, you can also visit any insurance agency.

The process is easy and quick. You can have your new insurance in only a few minutes. In general, the pricing of these insurances starts from $30.

Why Should You Have Health Insurance as an Expat?

Although the living cost in Portugal is cheap and the Portuguese government offers free healthcare services, it is only available to Portuguese people. As an expat, you will not be able to enjoy the benefits that locals do.

In case you receive any kind of treatment or healthcare services, you will be charged with the full amount. However, having health insurance can help you to save eighty percent on the bill. In some cases and depending on the scope of your health insurance, you may not even have to pay a penny too.

Keep in mind that you are going to visit a totally new area, which your body may react to. Even a healthy individual can have problems in his or her hometown. Your chances to get sick are a lot more when you are abroad, especially when you are in a different climate.

Thus, health insurance will ensure that you will receive the best treatment at the best rates. It will be worth noting that health insurances have different scopes and types depending on how much premium you are willing to pay.

Some of these health insurances even cover the travel costs of one of your family members when you receive treatment that prevents you from moving or travelling. Besides the treatment, most of these health insurances also cover the medicine and drugs you have to take after the treatment.

In short, every expat should renew his or her health insurance during their stay in Portugal. If you get Portuguese citizenship, you will not have to deal with additional health insurance. Most of these costs will be covered by the government.